

| UB SAVINGS | UB PARTNERSHIP |
| UB JUNIOR SAVINGS | UB IRA |
| UB CHRISTMAS CLUB | |
| UB MONEY MARKET |
UB SAVINGS
* $100 minimum opening deposit
* No monthly fee
* Variable interest paid monthly
($100 minimum balance to
earn interest)
* 6 Complimentary withdrawals per month
($0.50 per withdrawal in excess of 6)
* Free online banking
UB JUNIOR SAVINGS
* Under 19 years old to qualify
* $25 minimum opening deposit
* No monthly fee
* Variable interest paid monthly
($25 minimum balance to earn interest)
* 6 Complimentary withdrawals per month
($0.50 per withdrawal in excess of 6)
* Free online banking
UB CHRISTMAS CLUB
* $25 minimum opening deposit
* No monthly fee
* Variable interest paid annually on positive balances
* Account balance mailed out annually by check in November
* Free online banking
UB MONEY MARKET
* $1000 minimum opening deposit
* No monthly fee
* Variable interest paid monthly on positive balances
* Interest rate increases at tiered levels
* 6 complimentary withdrawals per month
* Free online banking
UB PARTNERSHIP
* Current UB checking account to qualify
* $5000 minimum opening deposit
* $5000 minimum balance to earn interest
* Competitive variable interest paid monthly
* Interest rate increases at tiered levels
* 6 complimentary withdrawals per month
* Free online banking
UB IRA (INDIVIDUAL RETIREMENT ACCOUNT
Plan for your financial future! An
individual retirement account is a great way to set aside tax-deterred
money to help save for your retirement, children's education, or
whatever your long term goals may be. Choose the IRA that will provide
the right financial security for you:
Traditional
Roth
SEP
Education
(Minimum opening deposit amounts
and
interest rates vary).
The Federal Deposit Insurance Corporation (FDIC) insures accounts up to $100,000.00.