Choose the best checking account for you! Whether you need free checking or an account loaded with features, we have the checking account designed with the way you want to bank in mind.
Checking Accounts
| UB FREE | UB ADVANTAGE |
| UB DIRECT | UB BUSINESS |
| UB PREFERRED | UB BUSINESS NOW |
| UB INVESTOR'S CHOICE |
UB FREE
* $100 Minimum Opening Deposit ($25 for Juniors 12-18)
* No minimum balance requirement
* No monthly fee
* Unlimited check writing
* Free check images
* Free online banking
* Free bill pay
* DEBIT/ATM card availability
* First Order of United Bank checks free
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UB DIRECT
* Direct Deposit or automatic UB Loan Payment to qualify
* $100 minimum opening deposit
* No minimum balance requirement
* No monthly fee
* Interest paid on positive balances
* Unlimited check writing
* Free check images
* Free online banking
* Free bill pay
* Debit/ATM card availability
* First order of United Bank checks free
UB PREFERRED
* 50 plus years young to qualify
* $100 minimum opening deposit
* No minimum balance requirement
* No monthly fee
* Interest paid on positive balances
* Free check images
* Free online banking
* Free bill pay
* Debit/ATM card availability
* Free United Bank check orders
* Discount on safety deposit box rental
* Reduced traveler's cheque fees
* Free money orders
UB INVESTOR'S CHOICE
* $100 minimum opening deposit
* No minimum balance requirement
* $4.00 monthly maintenance fee
* Interest paid on positive balances
* Free check images
* Free online banking
* Free bill pay
* Free debit card
* Free United Bank check orders
* Free traveler's cheques
* Discount on safety deposit box rental
UB ADVANTAGE
* $2000 minimum opening deposit
* $2000 minimum balance, or $10,000
combined checking, savings, CD balance
to avoid monthly maintenance fee
* $15 monthly maintenance fee
(Assessed only when the minimum balance is not met)
* Competitive interest paid with $2000 minimum balance
* Unlimited check writing
* Free check images
* Free online banking
* Free bill pay
* Free debit card
* Free United Bank check orders
UB BUSINESS
* $100 minimum opening deposit
* $2.00 monthly maintenance fee
* $0.10 per check fee
* $0.04 charge per deposit item
* Unlimited check writing
* Free check images
* Debit/ATM card availability
* Free online banking
* Free bill pay
* Earned credit capability
UB BUSINESS NOW
Please ask an account representative for details.
The Federal Deposit Insurance Corporation (FDIC) insures accounts up to $100,000.00.
